11th Grade Curriculum

 Bible

• Bible Study Fellowship The Gospel of John
• Sonlight 300 Bible with 20th Century History I rented this from a friend for a fraction of the cost.  For more budget saving homeschool tips, see here.

English

• Dual Enrollment English 101 Written Communication
• Dual Enrollment Fundamentals of Public Speaking
• 7 Sisters Writing- We loved these no busy work writing assignments.  I added them whenever my boys were not taking a Dual Enrollment English class
• Short Story Myth
• Poetry Writing 
• Sonlight 20th Century Literature- We just read the books this year and skipped the writing assignments due to workload from Dual Enrollment English Courses .  I also didn't feel like the writing assignments in 10th were that great.  They didn't give a lot of direct instruction and not specific grading rubrics. I rented this from a friend for a fraction of the cost.  For more budget saving homeschool tips, see here.
• Multicultural Living Book Basket
• Heritage Mom
• Stories of Color

History

• Sonlight 20th Century History I rented this from a friend for a fraction of the cost.  For more budget saving homeschool tips, see here.
• Current events 

Science

• Friendly Chemistry

Math

• Dual Enrollment College Algebra/Pre-Calculus 
• Kahn Academy SAT Prep

Spanish

• Easy Peasy Spanish 2 

Electives

• Dual Enrollment Introduction to Design Technology
• Friendly Driver's Education 
• Miscellaneous Cooperative Classes  

Financial Reality Check: Personal Finance and Budgeting Workbook for Beginners/Teens

Financial Reality Check:
Personal Finance and Budgeting Work for Beginners/Teens

 Financial Reality Check is the practical personal finance book I wanted for my own sons and couldn't find, so I created it!

This finance curriculum gives junior and senior high school students the opportunity to experience some of the financial challenges they will face with independent living. The goal of this eye-opening personal finance experience is to give students a glimpse into what costs they can expect and to help them learn to take responsibility for personal financial decisions with the use of a Monthly Budget.

Students begin the book by taking personal inventories to help them chose from a list of entry level positions in 16 career fields. Job options also include information regarding the education level needed to obtain that position and if health benefits are provided. 

Students will then identify their tax bracket and calculate their monthly take home pay. 

Using their monthly take home pay students will work through several Expense Chapters where they make decisions about how to live independently while staying within their budget. For example, at the Housing Chapter they will be given several options including renting or buying, then must weigh the pros and cons of each. 

The reality check helps students become more aware of the true costs of living, including the many hidden costs they may not have considered, like renter’s insurance, mortgage rates, and utilities. They'll complete similar exercises in domains such as food, transportation, pets, maintenance, etc.

Some Skills Learned:

• Identify how personal strengths and interests determine career choice
• Identify how career choice, education, skills, entrepreneurship, and unexpected life events affect income
• Identify tax bracket, gross versus net income, and employee health benefits
• Calculating single and multi digit fractions, along with addition/subtraction needed in monthly budgeting
• Responsibility for personal financial decisions with the use of a Monthly Budget
• Identify the relationship between spending practices and achieving financial goals.